homeowners-insurance-2025 Articles

Metal Roofs Cut Insurance Premiums by 30% in 2025

In 2025, installing a certified metal roof offers homeowners the potential to reduce insurance premiums by as much as 30 percent. This durable upgrade enhances energy efficiency, withstands severe weather, and elevates resale value. Homeowners can maximize these benefits by properly documenting the installation, meeting insurer requirements, reviewing policies strategically, ensuring regional compliance, and selecting verified contractors.

By Alyson Becker

Dec 8, 2025

4 min read

insurance homeowners 2025

Impact Windows

2025 Windows Mandate Cuts Your Insurance Costs Now

The 2025 Windows Mandate offers coastal homeowners a pathway to lower insurance premiums through impact-resistant window upgrades. Utilize rebates, conduct inspections, and maintain thorough documentation to achieve compliance, elevate home value, and fortify against storms while realizing cost savings.

By Zac Miller

Nov 10, 2025

6 min read

insurance homeowners insurance requirements